ABOUT MECC

• Member of the W.R. Berkley Corporation
• A.M Best Rating: A+ (Superior), Financial Size Category XV (2 billion or more)
• Provider of Cost Reducing services to lower the clients Total Cost Of Risk

Midwest Employers Casualty Company (MECC) is focused on bringing more than insurance to its clients – it is focused on providing solutions to clients to help them manage their total cost of risk.  MECC provides services bundled with coverage to help clients achieve Best Practice Performance and improve their bottom line.

Since its formation in 1986, MECC has focused exclusively on providing Workers’ Compensation Excess insurance products to individual employers and groups across the country. Workers’ Compensation products include Self-insured Excess, Large Deductible and Reinsurance.

We combine our employee’s detailed knowledge of our customers with a sophisticated statistical approach, including benchmarking techniques, to produce both superior risk selection and a more accurate pricing tool for the underwriting process. Additionally, this same approach provides the foundation for the services MECC has developed and employs to assist its client reduce their Total Cost of Risk. Through MECC, a client can now identify areas for improvement in their Workers’ compensation program, select and install MECC service solutions specific to their needs, and consequently improve their financial performance. Combining unique services with the excess policy adds value beyond the standard Workers’ compensation excess insurance policy and enhances client loyalty throughout the market cycle.

HOW MIDWEST EMPLOYERS CASUALTY COMPANY IS DIFFERENT

We have redefined the way businesses buy excess Workers’ compensation insurance by helping employers manage their Total Cost of Risk. For years, clients, agents and insurance companies alike have often treated the purchase of excess insurance as just another financial transaction. Success or failure of any insurance renewal is based on how much more or less the insured pays in the insurance transaction. This transaction mindset has historically failed all parties involved, resulting in cyclical swings in insurance availability and cost.

“Midwest Employers Casualty Company is extremely valuable and helpful to me as I benchmark the effectiveness of our Workers’ Compensation Self-insurance program. They provide me with all the necessary information I need to compare our loss control/safety and claims management activity results to other organizations”.

--- John-Director of Risk Management (Automotive Management Services)

Our clients know that we will be there when unforeseen losses occur. Clients view MECC as a valuable business associate who provides the tools and technology they need to operate and manage a successful self-insured program on an ongoing basis. MECC is not only financially strong, but committed to delivering quality excess insurance and service to the self-insured marketplace.

DISTRIBUTION

MECC distributes its insurance products and TCOR reducing services through a nationwide agency network. MECC works best with agents that focus on helping clients lower their Total Cost of Risk. For these agents, MECC’s TCOR reducing services are invaluable. By helping these agents attend to both the coverage needs and loss reducing objectives of clients, MECC helps differentiate its agents from those that just sell price.

MECC supports its agency network through a field sales support team. Our sales professionals work with agents to tailor coverage and services to the specific needs of each client.